Logos Approved for IBO Use:

Logos NOT Approved for IBO Use:

4.2.3 – Media and Media Inquiries
IBOs must not attempt to respond to media inquiries regarding Nuvi Global, its products or services, or their Nuvi Global business. All inquiries by any type of media
must be immediately referred to Nuvi Global’s Marketing Department. This policy is designed to assure that accurate and consistent information is provided to the public
as well as a proper public image.

4.2.4 – Unsolicited Email
Nuvi Global does not permit IBOs to send unsolicited commercial emails unless such emails strictly comply with applicable state and federal laws and regulations
including, without limitation, the federal CAN SPAM Act. The CAN-SPAM Act regulates the transmission of all commercial e-mail messages, not just unsolicited messages. A commercial e-mail message is defined as any e-mail that has a “primary purpose of commercial advertisement or promotion of a commercial product or service.” This includes commercial e- mails sent to business e-mail accounts, as well as those sent to individual consumers.

4.2.4.1 – Requirements for All Commercial Email Messages the Mailing List

• The mailing list may include only persons who have affirmatively agreed (opted in) to receive commercial e-mail from you.
• The mailing list must not include any recipient who has previously asked not to receive commercial e-mail from the business (opted out).
• You must “scrub” the mailing list against available “do not e-mail” list at the last possible, commercially reasonable moment before the e-mail is sent.

The E-mail Message

• The message must include complete and accurate transmission and header information.
• The “From” line must identify your business as the sender. This does not have to include your business’s formal name, if any. For example, it may contain your business’s name, trade name, or product or service name. The key requirement is that the “From” line provide the recipient with enough information to understand who is sending the message.
• The “Subject” line must accurately describe the message’s content.
• The message must clearly include the business’s valid, current physical postal address.

This address can be a:

• street address;
• post office box that the business has accurately registered with the US Postal Service;
• or private mailbox that the business has accurately registered with a commercial mail receiving agency established pursuant to US Postal Service regulations.
• The message must disclose that it is an advertisement or solicitation unless the e-mail message is sent only to recipients who have affirmatively agreed (opted in) to receive these messages from the business.
• There must be a functioning return email address to the sender.
• The use of deceptive subject lines and/or false header information is prohibited.

The Opt-out Mechanism:

• The message must clearly explain that the recipient may opt out of receiving future commercial messages from the business.
• The message must include either an e-mail address or other online mechanism that the recipient may use for this opt out. The mechanism must not require the recipient to:
• do anything more than reply to the e-mail or visit a single web page to opt out;
• make any payment or submit any personal information, including account information (other than e-mail address), to opt out; and
• the opt-out mechanism must work for at least 30 days after the e-mail is sent.
• You must ensure that the explanation of how a recipient can opt out is easy to read and understand.
• You may include a menu of opt-out options that permit the recipient to select the types of commercial messages the recipient would like to continue receiving. However, one option must permit opting out of all commercial messages from you.
• You must honor all opt-out requests within ten business days.
• Opt-out requests do not expire. An opt-out is overridden only by the recipient’s subsequent express (opt in) request to receive commercial e-mail.
• All opt-out requests, whether received by email or regular mail, must be honored. If you receive an opt-out request from a recipient of an email, you must forward the optout request to the Company.
• You may not sell, share or use a businesses opt-out list for any reason other than to comply with the law. Monitoring Opt-out Capabilities – If you use a third-party service provider you must implement procedures to ensure that your opt-out capabilities actually work. An example of a basic procedure to test the opt-out procedure is as follows:
• Establish e-mail accounts with several major private e-mail account providers (for example, Gmail, Yahoo, Hotmail, AOL, and so on) and add these e-mail addresses to the business’s mailing list. For each e-mail address created for monitoring purposes, use the business’s opt-out mechanism to remove the e-mail address from the mailing list.
• Repeat this procedure on a regular basis (for example, at least every two weeks).
• Examine the e-mail received by the monitoring e-mail account to confirm that the: z opt-out mechanism works; z opt-out request is honored within 10 business days; and z monitoring e-mail account no longer receives commercial messages from the business.
• If the monitoring and testing process reveals problems, the business should immediately fix the issues.
  Third-party Marketing Affiliates or Service Providers – When using third-party service providers, including affiliate marketers you should ensure that the written contract with the service provider clearly sets out each party’s responsibilities for compliance with the CAN-SPAM Act and includes appropriate and adequate remedies for noncompliance.

4.2.4.2 – Additional Requirements for Email Messages Sent to Wireless Devices When
sending commercial messages to wireless devices:
Ensure that you have the recipient’s prior, affirmative consent (opt in) to send the commercial message. The consent can be oral, written or electronic. Ask for consent in a way that involves no cost to the recipient, for example:

• do not send the request to the wireless device; and allow the recipient to respond in a way that involves no cost (such as an online, e-mail or postal mail sign-up).
• When seeking consent, make it clear that the recipient: is agreeing to receive commercial e-mail on his wireless device;
• may be charged to receive the e-mail; and can revoke his consent at any time.

4.2.4.3 – Commercial Email Messages Sent on Behalf of IBOs
Nuvi Global may periodically send commercial emails on behalf of IBOs. By entering into the IBO Agreement, IBO agrees that the Company may send such emails and
that the IBO’s physical and email addresses will be included in such emails as outlined above. IBOs shall honor opt-out requests generated as a result of such emails sent by the Company.

4.2.5 – Unsolicited Faxes
Except as provided in this section, IBOs may not use or transmit unsolicited faxes in connection with their Nuvi Global business. The term “unsolicited faxes” means the
transmission via telephone facsimile or computer of any material or information advertising or promoting Nuvi Global, its products, its Financial Rewards Plan or any
other aspect of the company which is transmitted to any person, except that these terms do not include a fax: (a) to any person with that person’s prior express invitation
or permission; or (b) to any person with whom the IBO has an established business or personal relationship. The term “established business or personal relationship”
means a prior or existing relationship formed by a voluntary two way communication between an IBO and a person, on the basis of: (a) an inquiry, application, purchase or transaction by the person regarding products offered by such IBO; or (b) a personal or familial relationship, which relationship has not been previously terminated by either party.

4.2.6 – Telephone Directory Listings
IBOs may list themselves as a “Nuvi Global IBO” in the white or yellow pages of the telephone directory, or with online directories, under their own name. No IBO may
place telephone or online directory display ads using Nuvi Global ‘s name or logo. IBOs may not answer the telephone by saying “Nuvi Global”, “Nuvi Global Incorporated”, or in any other manner that would lead the caller to believe that he or she has reached corporate offices of Nuvi Global. If an IBO wishes to post his/her name in a telephone or online directory, it must be listed in the following format:
IBO’s Name

Nuvi Global IBO

4.2.7 – Television and Radio Advertising
IBOs may not advertise on television and radio except with Nuvi Global’s express written approval.

4.2.8 – Advertised Prices
IBOs may not create their own marketing or advertising material offering any Nuvi Global products at a price less than the current Autoship price plus shipping and
applicable taxes.

4.3 – Online Conduct
4.3.1 – IBO Web Sites
IBOs are provided with a replicated website by Nuvi Global, from which they can take orders, enroll new Customers and IBOs, place Customers on the Autoship Program,
as well as manage their Nuvi Global business. IBOs may use only replicated websites provided by Nuvi Global to promote their Nuvi Global business and may not create
their own websites to directly or indirectly promote Nuvi Global’s products, services, or the Nuvi Global opportunity.

4.3.2 – Nuvi Global Replicated Websites
IBOs receive a Nuvi Global Replicated Website subscription to facilitate online buying experience for their Customers and enrollments for prospective Customers and IBOs.  IBOs are solely responsible and liable for the content they add to their Replicated Website and must regularly review the content to ensure it is accurate and relevant. IBOs may not alter the branding, artwork, look, or feel of their Replicated Website, and may not use their Replicated Website to promote, market or sell non-Nuvi Global products, services or income opportunities.

Specifically, you may not alter the look (placement, sizing etc.) or functionality of the following:

• The Nuvi Global Independent IBO Logo
• Your Name
• Nuvi Global Corporate Website Redirect Button
• Artwork, logos, or graphics
• Original text.

Because Replicated Websites reside on the Nuviglobal.com domain, Nuvi Global reserves the right to receive analytics and information regarding the usage of your
website.

When choosing your Nuvi Global Replicated Website URL, for example www.Name. Nuviglobal.com, it must be a uniquely identifiable website name that cannot:

• Be confused with other portions of the Nuvi Global corporate website;
• Confuse a reasonable person into thinking they have landed on a Nuvi Global corporate page;
• Be confused with any Nuvi Global name;
• Contain any discourteous, misleading, or off-color words or phrases that may damage Nuvi Global’s image.

4.3.3 – Domain Names, email Addresses and Online Aliases
You are not allowed to use or register Nuvi Global or any of Nuvi Global’s trademarks, product names, or any derivatives, for any Internet domain name, email address, or online aliases. Additionally, you cannot use or register domain names, email addresses, and/or online aliases that could cause confusion, or be misleading or deceptive, in that they cause individuals to believe or assume the communication is from, or is the property of Nuvi Global. Examples of the improper use of Nuvi Global include, but are not limited to any form of Nuvi Global showing up as the sender of an email or examples such as:
www.MyNuvi Global Biz.com
www.Nuvi Global DreamTeam.com
www.ISellNuvi Global .com
14
www.Nuvi Global byJaneDoe.com
www.Nuvi Global Money.net
www.JaneNuvi Global Opportunity.net

4.3.4 – Monetizing Websites
IBOs may not monetize their Replicated Website through affiliate programs, payper-click or cost-per-impression advertising, selling ad space, accepting donations,
accepting sponsored posts or articles, adSense, or similar programs.

4.3.5 – Online Classifieds
You may not use online classifieds (including Craigslist) to list, sell or retail specific Nuvi Global products or product bundles. You may use online classifieds (including
Craigslist) for prospecting, recruiting, sponsoring and informing the public about the Nuvi Global income opportunity, provided Nuvi Global -approved templates/images are used. These templates will identify you as a Nuvi Global IBO. If a link or URL is provided,
it must link to your Replicated Website.

4.3.6 – eBay / Online Auctions
Nuvi Global’s products and services may not be listed on eBay, or other online auctions, nor may IBOs enlist or knowingly allow a third party to sell Nuvi Global products on eBay or other online auction. AN IBO who becomes aware, or should have reasonably become aware, that a third party to whom he or she sells Nuvi Global products on eBay or any other online auctions must immediately discontinue all sales to the third party.

4.3.7 – Online Retailing
IBOs may not list or sell Nuvi Global products on any online retail store or ecommerce site (such as Amazon), nor may you enlist or knowingly allow a third party to sell Nuvi Global products on any online retail store or ecommerce site. AN IBO who becomes aware, or should have reasonably become aware, that a third party to whom he or she sells Nuvi Global products on any online retail store or ecommerce site must immediately discontinue all sales to the third party.

4.3.8 – Spam Linking
Spam linking is defined as multiple consecutive submissions of the same or similar content into blogs, wikis, guest books, websites or other publicly accessible online
discussion boards or forums and is not allowed. This includes blog spamming, blog comment spamming and/or spamdexing. Any comments you make on blogs, forums,
guest books, etc., must be unique, informative and relevant.

4.3.9 – Digital Media Submission (YouTube, iTunes, PhotoBucket etc.)
IBOs may upload, submit or publish Nuvi Global -related video, audio or photo content that they develop and create so long as it aligns with Nuvi Global’s values, contributes to the Nuvi Global community greater good, and is in compliance with Nuvi Global’s Policies and Procedures. All submissions must clearly identify you as an Nuvi Global IBO in the content itself and in the content description tag, must comply with all copyright/ legal requirements, and must state that you are solely responsible for this content. IBOs may not upload, submit or publish any content (video, audio, presentations or any
computer files) received from Nuvi Global or captured at official Nuvi Global events or in buildings owned, leased, or operated by Nuvi Global without prior written permission from Nuvi Global.

4.3.10 – Domain Names and Email Addresses 
Except as set forth in the IBO Website Application and Agreement, IBOs may not use or attempt to register any of Nuvi Global’s trade names, trademarks, service
names, service marks, product names, the Company’s name, or any derivative of the foregoing, for any Internet domain name, email address, or social media name or
address.

4.3.11 – Social Media
In addition to meeting all other requirements specified in these Policies and Procedures, should you utilize any form of social media, including but not limited to Facebook, Twitter, LinkedIn, Instagram, YouTube, or Pinterest, you agree to each of the following:

• No product sales or enrollments may occur on any social media site. To generate  sales, a social media site must link only to your Nuvi Global Replicated Website.
• It is your responsibility to follow the social media site’s terms of use. If the social media site does not allow its site to be used for commercial activity, you must abide by the site’s terms of use.
• Any social media site that is directly or indirectly operated or controlled by an IBO that is used to discuss or promote Nuvi Global’s products or the Nuvi Global
  opportunity may not link to any website, social media site, or site of any other nature, other than the IBO’s Nuvi Global replicated website.
• During the term of this Agreement and for a period of 12 calendar months thereafter, an IBO may not use any social media site on which they discuss or promote, or have discussed or promoted, the Nuvi Global business or Nuvi Global’s products to directly or indirectly solicit Nuvi Global IBOs for another direct selling or network marketing program (collectively, “direct selling”). In furtherance of this provision, an IBO shall not take any action that may reasonably be foreseen to result in drawing an inquiry from other IBOs relating to the IBO’s other direct selling business activities. Violation of this
  provision shall constitute a violation of the non-solicitation provision in Section

4.11 (Conflicts of Interest) below.
AN IBO may post or “pin” photographs of Nuvi Global products on a social media site, but only photos that are provided by Nuvi Global and downloaded from the IBO’s
Back-Office may be used. If an IBO creates a business profile page on any social media site that promotes or relates to Nuvi Global, its products, or opportunity, the business profile page must relate exclusively to the IBO’s Nuvi Global business and Nuvi Global products. If the IBO’s Nuvi Global business is cancelled for any reason or if the IBO becomes inactive, the IBO must deactivate the business profile page.

4.4 – Business Entities
A corporation, limited liability company, partnership or trust (collectively referred to in this section as a “Business Entity”) may apply to be a Nuvi Global IBO by submitting an IBO Application and Agreement along with a properly completed Business Entity Registration Form and a properly completed IRS Form W-9. The Business Entity, as  well as all shareholders, members, managers, partners, trustees, or other parties with any ownership (legal or equitable) interest in, or management responsibilities for, the  Business Entity (collectively “Affiliated Parties”) are individually, jointly and severally liable for any indebtedness to Nuvi Global, compliance with the Nuvi Global Policies and Procedures, the Nuvi Global IBO Agreement, and other obligations to Nuvi Global.

4.4.1 – Removal of an Affiliated Party
To prevent the circumvention of Sections 4.25 (Sale, Transfer, or Assignments of Nuvi Global Business) and 4.5, (Change of Sponsor), if any Affiliated Party wants to
terminate his or her relationship with the Business Entity or Nuvi Global, the Affiliated Party must terminate his or her affiliation with the Business Entity, notify Nuvi Global in writing that he or she has terminated his/her affiliation with the Business Entity, and must comply with the provisions of Section 4.25 (Sale, Transfer, or Assignments of Nuvi Global Business). In addition, the Affiliated Party foregoing their interest in the Business Entity may not participate in any other Nuvi Global business for six consecutive calendar months in accordance with Section 4.5.3 (Termination and Re-application). If the Business Entity wishes to bring on any new Affiliated Party, it must adhere to the requirements of Section 4.25 (Sale, Transfer, or Assignments of Nuvi Global Business). The modifications permitted within the scope of this paragraph do not include a change of sponsorship. Changes of sponsorship are addressed in Section 4.5 (Change of Sponsor), below. There is a $40.00 fee for each change requested, which must be  included with the written request and the completed IBO Application and Agreement. Nuvi Global may, at its discretion, require notarized documents before implementing any changes to a Nuvi Global business. Please allow thirty (30) days after the receipt of the request by Nuvi Global for processing.

4.4.2 – Changes to a Business Entity
Each IBO must immediately notify Nuvi Global of all changes to type of business entity they utilize in operating their businesses and the addition or removal of business
Affiliated Parties.

4.5 – Change of Sponsor
Nuvi Global strongly discourages changes in sponsorship. In order to protect all Sponsors, no IBO may interfere with the relationship between another IBO and his
or her Sponsor in any way. An IBO may not offer, entice, encourage, solicit, recruit, or  otherwise influence or attempt to persuade another IBO to change his or her Sponsor or line of sponsorship, either directly or indirectly. Accordingly, the transfer of a Nuvi Global business from one sponsor to another is rarely permitted. Requests for change of sponsorship must be submitted in writing to the IBO Services Department and must include the reason for the transfer. Transfers will only be considered in the following three circumstances:

4.5.1 – Misplacement
In cases in which the new IBO is sponsored by someone other than the individual he or she was led to believe would be his or her Sponsor, an IBO may request that he or she be transferred to another organization with his or her entire marketing organization intact. Requests for transfer under this policy will be evaluated on a case-by-case basis and must be made within the commission week of the enrollment. The IBO requesting the change has the burden of proving that he or she was placed beneath the incorrect sponsor. It is up to Nuvi Global’s discretion whether the requested change will be implemented.

4.5.2 – Upline Approval
The IBO seeking to transfer submits a properly completed and fully executed Sponsorship Transfer Form which includes the written approval of IBO’s immediate four
(4) upline IBOs their marketing organization. Photocopied or facsimile signatures are not acceptable. All IBO signatures must be notarized. The IBO who requests the
transfer must submit a fee of $40.00 for administrative charges and data processing.
If the transferring IBO also wants to move any of the IBOs in his or her marketing organization, each downline IBO must also obtain a properly completed Sponsorship
Transfer Form and return it to Nuvi Global with the $40.00 change fee (i.e., the transferring IBO and each IBO in his or her marketing organization multiplied by
$40.00 is the cost to move a Nuvi Global business.) Downline IBOs will not be moved with the transferring IBO unless all of the requirements of this paragraph are met.
Transferring IBOs must allow thirty (30) days after the receipt of the Sponsorship Transfer Forms by Nuvi Global for processing and verifying change requests.

4.5.3 – Termination and Re-application
An IBO may legitimately change organizations by voluntarily canceling his or her Nuvi Global business and remaining inactive (i.e., no purchases of Nuvi Global products for resale, no sales of Nuvi Global products, no sponsoring, no attendance at any Nuvi Global functions, participation in any other form of IBO activity, or operation of any other Nuvi Global business, no income from the Nuvi Global business) for three (3) full years. Following the three (3) year period of inactivity, the former IBO may reapply under a new sponsor, however, the former IBO’s downline will remain in their original line of sponsorship. Nuvi Global will consider waiving the three-year waiting period under exceptional circumstances. Such requests for waiver must be submitted to Nuvi Global in writing.

4.5.4 – Waiver of Claims
In cases in which the appropriate sponsorship change procedures have not been followed, and a downline organization has been developed in the second business
developed by a IBO, Nuvi Global reserves the sole and exclusive right to determine the final disposition of the downline organization. Resolving conflicts over the
proper placement of a downline that has developed under an organization that has improperly switched sponsors is often extremely difficult. Therefore, IBOs WAIVE
ANY AND ALL CLAIMS AGAINST NUVI GLOBAL, ITS OFFICERS, DIRECTORS, OWNERS, EMPLOYEES, AND AGENTS THAT RELATE TO OR ARISE FROM NUVI GLOBAL’S DECISION REGARDING THE DISPOSITION OF ANY DOWNLINE ORGANIZATION THAT DEVELOPS BELOW AN ORGANIZATION THAT HAS IMPROPERLY CHANGED LINES OF SPONSORSHIP.

4.6 – Unauthorized Claims and Actions
4.6.1 – Indemnification
An IBO is fully responsible for all of his or her verbal and written statements made regarding Nuvi Global products, services, and the Financial Rewards Plan that are not
expressly contained in official Nuvi Global materials. This includes statements and representations made through all sources of communication media, whether personto-person, in meetings, online, through Social Media, in print, or any other means of  communication. IBOs agree to indemnify Nuvi Global and Nuvi Global’s directors, officers, employees, and agents, and hold them harmless from all liability including judgments, civil penalties, refunds, attorney fees, court costs, or lost business incurred by Nuvi Global as a result of the IBO’s unauthorized representations or actions. This provision shall survive the termination of the IBO Agreement.

4.6.2 – Product Claims
No claims (which include personal testimonials) as to therapeutic, curative or beneficial properties of any products offered by Nuvi Global may be made except those
contained in official Nuvi Global literature. In particular, no IBO may make any claim that Nuvi Global products are useful in the cure, treatment, diagnosis, mitigation or
prevention of any diseases. Such statements can be perceived as medical or drug claims, and they may lack adequate substantiation. Not only are such claims in
violation of the IBO Agreement, they also violate the laws and regulations of the United States and other jurisdictions.

4.6.3 – Financial Rewards Plan Claims
When presenting or discussing the Nuvi Global Financial Rewards Plan, you must make it clear to prospects that financial success with Nuvi Global requires commitment, effort, and sales skill. Conversely, you must never represent that one can be successful without diligently applying themselves. Examples of misrepresentations in this area include:

• It’s a turnkey system;
• he system will do the work for you;
•  Just get in and your downline will build through spillover;
•  Just join and I’ll build your downline for you;
• The company does all the work for you;
• You don’t have to sell anything; or
•  All you have to do is buy your products every month. The above are merely examples of improper representations about the Financial Rewards Plan. It is important that you do not make these or any other representations that could lead a prospect to believe that they can be successful as a Nuvi Global IBO without commitment, effort, and sales skill.

4.6.4 – Income Disclosure Statement
Nuvi Global’s corporate ethics compel us to do not merely what is legally required, but rather, to conduct the absolute best business practices. To this end, we have developed the Nuvi Global Income Disclosure Statement (“IDS”). The Nuvi Global IDS is designed to convey truthful, timely, and comprehensive information regarding the income that Nuvi Global IBOs earn. In order to accomplish this objective, a copy of the IDS must be presented to all prospective IBOs. The failure to comply with this policy constitutes a significant and material breach of the Nuvi Global IBO Agreement and will be grounds for disciplinary sanctions, including termination, pursuant to Section 9.1 (Disciplinary Sanctions).

An IBO, when presenting or discussing the Nuvi Global opportunity “Financial Rewards Plan” to a prospective IBO, may not make income projections, income claims, or
disclose his or her Nuvi Global income (including the showing of checks, copies of checks, bank statements, or tax records) unless, at the time the presentation is made,
the IBO provides a current copy of the Nuvi Global Income Disclosure Statement (IDS) to the person(s) to whom he or she is making the presentation. A copy of the IDS must be presented to a prospective IBO (someone who is not a party to a current Nuvi Global IBO Agreement) anytime the Financial Rewards Plan is presented or discussed, or any type of income claim or earnings representation is made.

The terms “income claim” and/or “earnings representation” (collectively “income claim”) include: (1) statements of actual earnings; (2) statements of projected earnings; (3) statements of earnings ranges; (4) income testimonials; (5) lifestyle claims; and (6) hypothetical claims. A lifestyle income claim typically includes statements (or pictures) involving large homes, luxury cars, exotic vacations, or other items suggesting or implying wealth. They also consist of references to the achievement of one’s dreams, having everything one always wanted, and are phrased in terms of “opportunity” or “possibility” or “chance.” Claims such as “My Nuvi Global income exceeded  y salary after six months in the business,” or “Our Nuvi Global business has allowed my wife to come home and be a full-time mom” also fall within the purview of “lifestyle” claims.

A hypothetical income claim exists when you attempt to explain the operation of the Financial Rewards Plan through the use of a hypothetical example. Certain
assumptions are made regarding some or all of the following:

(1) number of personally enrolled Customers and IBOs;
(2) number of downline Customers and IBOs;
(3) average sales/purchase volume/sales volume per Customer and IBO;
(4) total organizational volume. Applying these assumptions through the Financial

Rewards Plan yields income figures which constitute hypothetical income claims. In any non-public meeting (e.g., a home meeting, one-on-one, regardless of venue) with
a prospective IBO or IBOs in which the Financial Rewards Plan is discussed or any type of income claim is made, you must provide the prospect(s) with a copy of the IDS. In any meeting that is open to the public in which the Financial Rewards Plan is discussed or any type of income claims is made, you must provide every prospective IBO with a copy of the IDS and you must display at least one (3 foot x 5 foot poster board) in the front of the room in reasonably close proximity to the presenter(s). In any meeting in which any type of video display is utilized (e.g., monitor, television, projector, etc.) a slide of the IDS must be displayed continuously throughout the duration of any discussion of the Financial Rewards Plan or the making of an income claim.

Copies of the IDS may be printed or downloaded without charge from the corporate website at http://www.Nuviglobal.com/IDS. IBOs who develop sales aids and tools in which the Financial Rewards Plan or income claims are present must incorporate the IDS into each such sales aid or tool prior to submission to the Company for review.

4.7 – Repackaging and Relabeling Prohibited
Nuvi Global products may only be sold in their original packaging. IBOs may not repackage, re-label, or alter the labels on Nuvi Global products. Tampering with labels/
packaging could be a violation of federal and state laws, and may result in civil or criminal liability. IBOs may affix a personalized sticker with your personal/contact
information to each product or product container, as long as you do so without removing existing labels or covering any text, graphics, or other material on the product label.

4.8 – Commercial Outlets
IBOs may not sell Nuvi Global products from a commercial outlet, nor may IBOs display or sell Nuvi Global products or literature in any retail or service establishment. Online auction and/or sales facilitation websites, including but not limited to eBay and Craig’s List constitute Commercial Outlets, and may not be used to sell Nuvi Global products.

4.9 – Military Installations
The offer, promotion, or sale of the goods and services, or the offer and promotion of the Nuvi Global opportunity on a military installation is not a right – it is a privilege.
Even if an IBO lives on a military installation, he or she does not have the right to offer our products or opportunity to anyone on that installation without the permission of the installation Commander. For the purposes of the U.S. Navy personnel and Navy Regulations, the definition of an “installation” also includes U.S. Navy vessels.
Any IBO who wants to offer, promote, or sell Nuvi Global products, or the offer and promote the Nuvi Global opportunity (these activities will be collectively referred to as “commercial solicitation activities”) on a military installation must make an inquiry to the office of the installation Commander to determine whether the Commander has granted permission for Nuvi Global IBOs to engage in such activities on the installation. If the Commander has not done so, the IBO must contact Nuvi Global’s offices to ask the Company to obtain the Commander’s permission. IBOs are prohibited from seeking such permission from any installation Commander. If obtained, the permission to engage in commercial solicitation activities on a military installation is granted only for one particular installation. Any IBO who intends to engage in commercial solicitation activities on a military installation must be aware of and become completely familiar with the applicable military Regulation or Instruction. There are many activities that are permissible in a civilian environment that are not permissible on a military installation. Some of theseactivities include, but are not limited to:

• Solicitation during enlistment or induction processing or during basic combat training, and within the first half of the one station unit training cycle.
• Solicitation of “mass,” “group,” or “captive” audiences.
• Making appointments with or soliciting military personnel during their normallyscheduled duty hours.
• Soliciting without an appointment in areas used for housing or processing transient personnel, or soliciting in barracks areas used as quarters.
• Use of official military identification cards or vehicle decals by active duty, retired, or reserve members of the military services to gain access to Army installations for the purpose of soliciting. (When entering the installation for the purpose of solicitation, IBOs with military identification cards and/or installation vehicle decals must present documentation issued by the installation authorizing solicitations.)
• Offering rebates to promote transaction or to eliminate competition.
• Any oral or written representations which suggest or appear that the military branch sponsors or endorses the Company or its IBOs, or the goods, services, and commodities offered for sale.
• The designation of any agent or the use by any agent of titles (for example, “Battalion Insurance Counselor,” “Unit Insurance Advisor,” “Servicemen’s Group Life
  Insurance Conversion Consultant”) that in any manner states or implies any type of endorsement from the U.S. Government, the Armed Forces, or any State or Federal agency or Government entity.
• Entry into any unauthorized or restricted area.
• Distribution of literature other than to the person being interviewed.
• Contacting military personnel by calling a Government telephone, faxing to a Government fax machine, or sending e-mail to a Government computer, unless a preexisting relation (that is, the military member is a current client or requested to be contacted) exists between the parties and the military member has not asked for the contact to be terminated.
• Soliciting door to door or without an appointment.
  The foregoing items are not an all-inclusive list. There are many more prohibited activities that are addressed in the applicable military Regulation or Instruction. The violation of military Regulations or Instructions by one IBO could jeopardize the ability of all Nuvi Global IBOs to engage in commercial solicitation activities on a particular military installation or even the entire branch of the military involved (e.g., Army, Air Force, Navy, Marines, or Coast Guard).

4.10 – Trade Shows, Expositions and Other Sales Forums
IBOs may display and/or sell Nuvi Global products at trade shows and professional expositions. Before submitting a deposit to the event promoter, IBOs must contact the
IBO Services department in writing for conditional approval, as Nuvi Global’s policy is to authorize only one Nuvi Global business per event. Final approval will be granted to the first IBO who submits an official advertisement of the event, a copy of the contract signed by both the IBO and the event official, and a receipt indicating that a deposit for  the booth has been paid. Approval is given only for the event specified. Any requests to participate in future events must again be submitted to the Marketing Department.
Nuvi Global further reserves the right to refuse authorization to participate at any function which it does not deem a suitable forum for the promotion of its products,
services, or the Nuvi Global opportunity. Approval will not be given for swap meets, garage sales, flea markets or farmer’s markets as these events are not conducive to
the professional image Nuvi Global wishes to portray.

4.11 – Conflicts of Interest
4.11.1 – Crossline Recruiting

IBOs are prohibited from crossline recruiting. The use of a spouse or relative’s name, trade names, DBAs, assumed names, entities, federal identification numbers, or
fictitious identification numbers, or any other device or contrivance to circumvent this policy is prohibited. AN IBO shall not demean, discredit, or defame other Nuvi Global IBOs in an attempt to entice another customer, IBO or prospective IBO to become part of his or her organization.
For the purposes of this Section 4.11.1, the term “crossline recruiting” means the actual or attempted sponsorship, solicitation, enrollment, encouragement, or effort to
influence in any way, either directly, indirectly, or through a third party, another Nuvi Global IBO or Customer to enroll, join, or otherwise participate in another Nuvi Global marketing organization, downline, or line of sponsorship other than the one in which he, she, or it originally enrolled.

4.11.2 – Non-solicitation
Nuvi Global IBOs are free to participate in other direct selling, multilevel marketing, or network marketing entities, businesses, organizations, opportunities, or ventures
(collectively referred to as a “network marketing business”). However, during the term of this Agreement, IBOs may not directly or indirectly Recruit other Nuvi Global IBOs or Customers anywhere in the United States for any other network marketing business.
Following the termination of a IBO’s Independent IBO Agreement, and for a period of six calendar months thereafter, with the exception of an IBO who is personally
sponsored by the former IBO, a former IBO may not Recruit any Nuvi Global IBO or Customer for another network marketing business. IBOs and the Company recognize
that because network marketing is conducted through networks of independent contractors dispersed across the entire United States and internationally, and business
is commonly conducted via the internet and telephone, an effort to narrowly limit the geographic scope of this non-solicitation provision would render it wholly ineffective.
Therefore, IBOs and Nuvi Global agree that this non-solicitation provision shall apply nationwide and to all international markets in which IBOs are located. This provision shall survive the termination or expiration of the IBO Agreement. For the purposes of this Section 4.11.2, the term “recruit” means the actual or attempted
sponsorship, solicitation, enrollment, encouragement, or effort to influence in any way, either directly, indirectly, or through a third party, another Nuvi Global IBO or Customer to enroll, join, or otherwise participate in another network marketing business.

4.11.3 – IBO Participation in Other Network Marketing Programs
If an IBO is engaged in other non-Nuvi Global network marketing business, it is the responsibility of the IBO to ensure that his or her Nuvi Global business is operated
entirely separate and apart from any other network marketing business. To this end, the following must be adhered to:

• IBOs must not sell, or attempt to sell, any competing non-Nuvi Global programs, products or services to Nuvi Global Customers or IBOs. Any program, product or services in the same generic categories as Nuvi Global products or services is deemed to be competing, regardless of differences in cost, quality or other distinguishing factors.
• IBOs shall not display Nuvi Global promotional material, sales aids, products or services with or in the same location as, any non-Nuvi Global promotional material or sales aids, products or services.
• IBOs shall not offer the Nuvi Global opportunity, products or services to prospective or existing Customers or IBOs in conjunction with any non- Nuvi Global program, opportunity, product or service.
• IBOs may not offer any non-Nuvi Global opportunity, products, services or opportunity at any Nuvi Global -related meeting, seminar, convention, webinar,
  teleconference, or other function.

4.11.4 – Confidential Information
“Confidential Information” includes, but is not limited to, Downline Genealogy Reports, the identities of Nuvi Global customers and IBOs, contact information of Nuvi Global customers and IBOs, IBOs’ personal and group sales volumes, and IBO rank and/ or achievement levels. All confidential information is proprietary information of Nuvi Global and constitutes a business trade secret belonging to Nuvi Global. Confidential Information is, or may be available, to IBOs in their respective back- offices. IBO access to such Confidential Information is password protected, and is confidential and constitutes proprietary information and business trade secrets belonging to Nuvi Global. Such Confidential Information is provided to IBOs in strictest confidence and is made available to IBOs for the sole purpose of assisting IBOs in working with their respective downline organizations in the development of their Nuvi Global business. IBOs may not use the reports for any purpose other than for developing their Nuvi Global business. Where an IBO participates in other multi-level marketing ventures, he/ she is not eligible to have access to Downline Genealogy Reports. IBOs should use the Confidential Information to assist, motivate, and train their downline IBOs. The IBO and Nuvi Global agree that, but for this agreement of confidentiality and nondisclosure, Nuvi Global would not provide Confidential Information to the IBO.

To protect the Confidential Information, IBOs shall not, on his or her own behalf, or on behalf of any other person, partnership, association, corporation or other entity:

• Directly or indirectly disclose any Confidential Information to any third party;
• Directly or indirectly disclose the password or other access code to his or her back-office;
• Use any Confidential Information to compete with Nuvi Global or for any purpose other than promoting his or her Nuvi Global business;
• Recruit or solicit any IBO or Customer of Nuvi Global listed on any report or in the IBO’s back-office, or in any manner attempt to influence or induce any IBO or
  Customer of Nuvi Global, to alter their business relationship with Nuvi Global; or
• Use or disclose to any person, partnership, association, corporation, or other entity any Confidential Information.

The obligation not to disclose Confidential Information shall survive cancellation or termination of the Agreement, and shall remain effective and binding irrespective
of whether a IBO’s Agreement has been terminated, or whether the IBO is or is not otherwise affiliated with the Company.

4.12 – Targeting Other Direct Sellers
Nuvi Global does not condone IBOs specifically or consciously targeting the sales force of another direct sales company to sell Nuvi Global products or to become
IBOs for Nuvi Global, nor does Nuvi Global condone IBOs solicitation or enticement of members of the sales force of another direct sales company to violate the terms of
their contract with such other company. Should IBOs engage in such activity, they bear the risk of being sued by the other direct sales company. If any lawsuit, arbitration or mediation is brought against an IBO alleging that he or she engaged in inappropriate recruiting activity of its sales force or customers, Nuvi Global will not pay any of
the IBO’s defense costs or legal fees, nor will Nuvi Global indemnify the IBO for any judgment, award, or settlement.

4.13 – Errors or Questions
If an IBO has questions about or believes any errors have been made regarding commissions, bonuses, genealogy lists, or charges, the IBO must notify Nuvi Global in
writing within sixty (60) days of the date of the purported error or incident in question. Nuvi Global will not be responsible for any errors, omissions or problems not reported to the Company within 60 days.

4.14 – Governmental Approval or Endorsement
Neither federal nor state regulatory agencies or officials approve or endorse any direct selling or network marketing companies or programs. Therefore, IBOs shall not
represent or imply that Nuvi Global or its Financial Rewards Plan have been “approved,” “endorsed” or otherwise sanctioned by any government agency.

4.15 – Holding Applications or Orders
IBOs must not manipulate enrollments of new applicants and purchases of products. All IBO Applications and Agreements, and product orders must be sent to Nuvi Global within 72 hours from the time they are signed by an IBO or placed by a Customer, respectively.

4.16 – Income Taxes
Each IBO is responsible for paying local, state, and federal taxes on any income generated as an Independent IBO. Unfortunately, we cannot provide you with any
personal tax advice. Please consult your own tax accountant, tax attorney, or other tax professional. If a IBO’s Nuvi Global business is tax exempt, the Federal tax identification number must be provided to Nuvi Global. Every year, Nuvi Global will provide an IRS Form 1099 MISC (Non-employee Compensation) earnings statement to each U.S. resident who: (1) Had earnings of over $600 in the previous calendar year; or (2) Made purchases during the previous calendar year in excess of $5,000.

4.17 – Independent Contractor Status

IBOs are independent contractors. The agreement between Nuvi Global and its IBOs does not create an employer/employee relationship, agency, partnership, or joint
venture between the Company and the IBO. IBOs shall not be treated as an employee for his or her services or for Federal or State tax purposes. All IBOs are responsible for paying local, state, and federal taxes due from all compensation earned as an IBO of the Company. The IBO has no authority (expressed or implied), to bind the Company to any obligation. Each IBO shall establish his or her own goals, hours, and methods of sale, so long as he or she complies with the terms of the IBO

Agreement, these Policies and Procedures, and applicable laws.

4.18 – International Marketing
IBOs are authorized to sell Nuvi Global products, and enroll Customers or IBOs only in the countries in which Nuvi Global is authorized to conduct business, as announced in official Company literature. Nuvi Global products or sales aids may not be shipped into or sold in any foreign country. IBOs may sell, give, transfer, or distribute Nuvi Global products or sales aids only in their home country. In addition, no IBO may, in any unauthorized country: (a) conduct sales, enrollment or training meetings; (b) enroll or attempt to enroll potential Customers or IBOs; or (c) conduct any other activity for the purpose of selling Nuvi Global products, establishing a marketing organization, or promoting the Nuvi Global opportunity.

4.19 – Excess Inventory and Bonus Buying
IBOs must never purchase more products than they can reasonably use or sell to retail customers in a month, and must not influence or attempt to influence any other IBO to buy more products than they can reasonably use or sell to retail customers in a month.
In addition, bonus buying is strictly prohibited. Bonus buying includes any mechanism or artifice to qualify for rank advancement, incentives, prizes, commissions or bonuses that is not driven by bona fide product or service purchases by end user consumers.  Bonus buying includes, but is not limited to, purchasing products through a strawman or other artifice.

4.20 – Adherence to Laws and Regulations
IBOs must comply with all federal, state, and local laws, regulations, ordinances, and codes in the conduct of their businesses. Many cities and counties have laws regulating certain home-based businesses. In most cases these ordinances are not applicable to IBOs because of the nature of their business. However, IBOs must obey those laws that do apply to them. If a city or county official tells an IBO that an ordinance applies to him or her, the IBO shall be polite and cooperative, and immediately send a copy of the ordinance to the Compliance Department of Nuvi Global.

4.21 – One Nuvi Global Business Per IBO and Per Household
AN IBO may operate or have an ownership interest, legal or equitable, as a sole proprietorship, partner, shareholder, trustee, or beneficiary, in only one Nuvi Global
business. No individual may have, operate or receive compensation from more than one Nuvi Global business. Individuals of the same Household may maintain, own, and operate their own Nuvi Global Business. A “Household” is defined as spouses and dependent adult children living at or doing business at the same address. In the event that two members of the same Household elect to become IBOs at the same time, one must be enrolled by the other. In the event that more than two members of the same Household elect to become IBOs at the same time, they must elect one Household member to enroll the others. In the event that members of the same Household elect to become IBOs at different times, the Household member who joined Nuvi Global first must be the Enroller for all other Household members.

4.22 – Actions of Household Members or Affiliated Parties
If any member of a IBO’s immediate household engages in any activity which, if performed by the IBO, would violate any provision of the Agreement, such activity
will be deemed a violation by the IBO and Nuvi Global may take disciplinary action pursuant to these Policies and Procedures against the IBO. Similarly, if any individual
associated in any way with a corporation, partnership, limited liability company, trust or other entity (collectively “Business Entity”) violates the Agreement, such
action(s) will be deemed a violation by the Business Entity, and Nuvi Global may take disciplinary action against the Business Entity. Likewise, if an IBO enrolls in Nuvi Global as a Business Entity, each Affiliated Party of the Business Entity shall be personally and individually bound to, and must comply with, the terms and conditions of the Agreement.

4.23 – Requests for Records
Any request from an IBO for copies of invoices, applications, downline activity reports, or other records will require a fee of $1.00 per page per copy. This fee covers the
expense of mailing and time required to research files and make copies of the records.

4.24 – Roll-up of Marketing Organization
When a vacancy occurs in a Marketing Organization due to the termination of a Nuvi Global business, the IBO in the first level immediately below the terminated IBO
on the date of the termination will not be moved to the first level (“front line”) of the terminated IBO’s sponsor. The position occupied by the terminated IBO shall remain
permanently vacant.

4.25 – Sale, Transfer, or Assignment of Nuvi Global Business
Although a Nuvi Global business is a privately owned and independently operated business, the sale, transfer or assignment of a Nuvi Global business, and the sale,
transfer, or assignment of an interest in a Business Entity that owns or operates a Nuvi Global business, is subject to certain limitations. If an IBO wishes to sell his or her Nuvi Global business, or interest in a Business Entity that owns or operates a Nuvi Global business, the following criteria must be met:

• The buyer or transferee must become a qualified Nuvi Global IBO. The buyer must not be an active Nuvi Global IBO.
• Before the sale, transfer or assignment can be finalized and approved by Nuvi Global, any debt obligations the selling party has with Nuvi Global must be satisfied.
• The selling party must be in good standing and not in violation of any of the terms of the Agreement in order to be eligible to sell, transfer or assign a Nuvi Global business.

Prior to selling, a Nuvi Global business or Business Entity interest, the selling IBO must notify Nuvi Global’s Compliance Department in writing and advise of his or her intent to sell his/her Nuvi Global business or Business Entity interest. The selling IBO must also receive written approval from the Compliance Department before proceeding with the sale. No changes in line of sponsorship can result from the sale or transfer of a Nuvi Global business. In the event that an IBO transfers, assigns, or sells his or her Nuvi Global business without the express written approval of the Compliance Department, such transfer, assignment, or sale shall be voidable in the sole and absolute discretion of Nuvi Global.

4.26 – Separation of a Nuvi Global Business
Nuvi Global IBOs sometimes operate their Nuvi Global businesses as husbandwife partnerships, regular partnerships, limited liability companies, corporations, trusts, or other Business Entities. At such time as a marriage may end in divorce or a corporation, Inc., partnership, trust or other Business Entity may dissolve, arrangements must be made to assure that any separation or division of the business is accomplished so as not to adversely affect the interests and income of other businesses up or down the line of sponsorship.
During the divorce or entity dissolution process, the parties must adopt one of the
following methods of operation:

• One of the parties may, with consent of the other(s), operate the Nuvi Global business pursuant to an assignment in writing whereby the relinquishing spouse, shareholders, partners or trustees authorize Nuvi Global to deal directly and solely with the other spouse or non-relinquishing shareholder, member, partner, or trustee.
• The parties may continue to operate the Nuvi Global business jointly on a “businessas-usual” basis, whereupon all compensation paid by Nuvi Global will be paid according to the status quo as it existed prior to the divorce filing or dissolution proceedings. This is the default procedure if the parties do not agree on the format set forth above.

Under no circumstances will the downline organization of divorcing spouses or a dissolving business entity be divided. Similarly, under no circumstances will Nuvi Global split commission and bonus checks between divorcing spouses or members of dissolving entities. Nuvi Global will recognize only one downline organization and will issue only one commission check per Nuvi Global business per commission cycle. Commission checks shall always be issued to the same individual or entity.

If a former spouse has completely relinquished all rights in the original Nuvi Global business pursuant to a divorce, he or she is thereafter free to enroll under any
sponsor of his or her choosing without waiting six calendar months. In the case of business entity dissolutions, the former partner, shareholder, member, or other entity
affiliate who retains no interest in the business must wait three (3) calendar months from the date of the final dissolution before re- enrolling as a IBO. In either case, the
former spouse or business affiliate shall have no rights to any IBOs in their former organization or to any former Customer. They must develop the new business in the same manner as would any other new IBO.

4.27 – Sponsoring Online
When sponsoring a new IBO through the online enrollment process, the sponsor may assist the new applicant in filling out the enrollment materials. However, the applicant must personally review and agree to the online application and agreement, Nuvi Global’s Policies and Procedures, and the Nuvi Global Financial Rewards Plan. The sponsor may not fill out the online IBO Application and Agreement on behalf of the applicant and agree to these materials on behalf of the applicant.

4.28 – Succession
Upon the death or incapacitation of an IBO, his or her business may be passed to his or her heirs. Appropriate legal documentation must be submitted to the Company to ensure the transfer is proper. Accordingly, an IBO should consult an attorney to assist him or her in the preparation of a will or other testamentary instrument. Whenever a Nuvi Global business is transferred by a will or other testamentary process, the beneficiary acquires the right to collect all bonuses and commissions of the deceased IBO’s marketing organization provided the following qualifications are met. The successor(s) must:

• Execute an IBO Agreement;
• Comply with terms and provisions of the Agreement;
• Meet all of the qualifications for the deceased IBO’s status;
• The devisee must provide Nuvi Global with an “address of record” to which all bonus and commission checks will be sent;
• If the business is bequeathed to joint devisees, they must form a business entity and acquire a Federal Taxpayer Identification Number. Nuvi Global will issue all bonus and commission checks and one 1099 to the business entity.

4.28.1 – Transfer Upon Death of an IBO
To effect a testamentary transfer of a Nuvi Global business, the executor of the estate must provide the following to Nuvi Global : (1) an original death certificate; (2) certified letters testamentary or a letter of administration appointing an executor; and (3) written instructions from the authorized executor to Nuvi Global specifying to whom the business and income should be transferred.

4.28.2 – Transfer Upon Incapacitation of an IBO
To effectuate a transfer of a Nuvi Global business because of incapacity, the successor must provide the following to Nuvi Global : (1) a notarized copy of an appointment
as trustee; (2) a notarized copy of the trust document or other documentation establishing the trustee’s right to administer the Nuvi Global business; and (3) a completed IBO Agreement executed by the trustee.

4.29 – Telemarketing Techniques
The Federal Trade Commission and the Federal Communications Commission each have laws that restrict telemarketing practices. Both federal agencies (as well as
a number of states) have “do not call” regulations as part of their telemarketing laws. Although Nuvi Global does not consider IBOs to be “telemarketers” in the traditional sense of the word, these government regulations broadly define the term “telemarketer” and “telemarketing” so that your inadvertent action of calling someone whose telephone number is listed on the federal “do not call” registry could cause you to violate the law. Moreover, these regulations must not be taken lightly, as they carry significant penalties.
Therefore, IBOs must not engage in telemarketing in the operation of their Nuvi Global businesses. The term “telemarketing” means the placing of one or more telephone calls to an individual or entity to induce the purchase of a Nuvi Global product or service, or to recruit them for the Nuvi Global opportunity. “Cold calls” made to prospective customers or IBOs that promote either Nuvi Global’s products or services or the Nuvi Global opportunity constitute telemarketing and are prohibited. However, a telephone call(s) placed to a prospective customer or IBO (a “prospect”) is permissible under the following situations:

• If the IBO has an established business relationship with the prospect. An “established business relationship” is a relationship between an IBO and a prospect based on the prospect’s purchase, rental, or lease of goods or services from the IBO, or a financial transaction between the prospect and the IBO, within the eighteen (18) months immediately preceding the date of a telephone call to induce the prospect’s purchase of a product or service.
• The prospect’s personal inquiry or application regarding a product or service offered by the IBO, within the three (3) months immediately preceding the date of such a call.
• If the IBO receives written and signed permission from the prospect authorizing the IBO to call. The authorization must specify the telephone number(s) which the IBO is authorized to call.
• You may call family members, personal friends, and acquaintances. An “acquaintance” is someone with whom you have at least a recent first-hand relationship within the preceding three months. Bear in mind, however, that if you engage in “card collecting” with everyone you meet and subsequently calling them, the FTC may consider this a form of telemarketing that is not subject to this exemption. Thus, if you engage in calling “acquaintances,” you must make such calls on an occasional basis only and not make this a routine practice.
• IBOs shall not use automatic telephone dialing systems or software relative to the operation of their Nuvi Global businesses.
• IBOs shall not place or initiate any outbound telephone call to any person that delivers any pre-recorded message (a “robocall”) regarding or relating to the Nuvi
  Global products, services or opportunity.

4.30 – Back Office Access
Nuvi Global makes online back offices available to its IBOs. Back offices provide IBOs access to confidential and proprietary information that may be used solely and exclusively to promote the development of a IBO’s Nuvi Global business and to increase sales of Nuvi Global products. However, access to a back office is a privilege,
and not a right. Nuvi Global reserves the right to deny IBOs’ access to the back office at its sole discretion.

4.31 – Unauthorized Communication
In the excitement and enthusiasm of working his or her Nuvi Global business, an IBO may attempt to contact the Company’s vendors, suppliers, or advisors with questions or ideas. Any such communication without the Company’s prior written consent is strictly prohibited. Vendors, suppliers, and advisors are often not set up to handle a large volume of contacts. Equally important, we must respect their rights to privacy.  Questions regarding any of these Entities may be directed to Field Support.

SECTION 5 – RESPONSIBILITIES OF IBOS

5.1 – Change of Address, Telephone, and E-Mail Addresses
To ensure timely delivery of products, support materials, commission, and tax documents, it is important that the Nuvi Global’s files are current. Street addresses
are required for shipping since UPS and FedEx cannot deliver to a post office box. IBOs planning to change their e-mail address or move must send their new address
and telephone numbers to Nuvi Global’s Corporate Offices to the attention of the Customer Services Department. To guarantee proper delivery, two (2) weeks advance
notice must be provided to Nuvi Global on all changes. In the alternative, a IBO’s whose contact information changes may amend their contact information through their IBO Back Office.

5.2 – Continuing Development Obligations
5.2.1 – Ongoing Training
Any IBO who sponsors another IBO into Nuvi Global must perform a bona fide assistance and training function to ensure that his or her downline is properly operating his or her Nuvi Global business. IBOs must have ongoing contact and communication with the IBOs in their Downline Organizations. Examples of such contact and communication may include, but are not limited to: newsletters, written correspondence, personal meetings, telephone contact, voice mail, electronic mail, and the accompaniment of downline IBOs to Nuvi Global meetings, training sessions, and other functions. Upline IBOs are also responsible to motivate and train new IBOs in
Nuvi Global product knowledge, effective sales techniques, the Nuvi Global Financial Rewards Plan, and compliance with Company Policies and Procedures and applicable laws. Communication with and the training of downline IBOs must not, however, violate Sections 4.1 and/or 4.2 (regarding the development of IBO-produced sales aids and promotional materials).

IBOs should monitor the IBOs in their Downline Organizations to guard against downline IBOs making improper product or business claims, violation of the Policies
and Procedures, or engaging in any illegal or inappropriate conduct.

5.2.2 – Increased Training Responsibilities
As IBOs progress through the various levels of leadership, they will become more experienced in sales techniques, product knowledge, and understanding of the
Nuvi Global program. They will be called upon to share this knowledge with lesser experienced IBOs within their organization.

5.2.3 – Ongoing Sales Responsibilities
Regardless of their level of achievement, IBOs have an ongoing obligation to continue to personally promote sales through the generation of new customers and through
servicing their existing customers.

5.3 – Non-disparagement
Nuvi Global wants to provide its independent IBOs with the best products, Financial Rewards Plan, and service in the industry. Accordingly, we value your constructive
criticisms and comments. All such comments should be submitted in writing to the Customer Service Department. Remember, to best serve you, we must hear from you!
While Nuvi Global welcomes constructive input, negative comments and remarks made in the field by IBOs about the Company, its products, or Financial Rewards Plan
serve no purpose other than to sour the enthusiasm of other Nuvi Global IBOs. For this reason, and to set the proper example for their downline, IBOs must not disparage, demean, or make negative remarks about Nuvi Global, other Nuvi Global IBOs, Nuvi Global’s products, the Marketing and Financial Rewards Plan, or Nuvi Global’s directors, officers, or employees.

5.4 – Providing Documentation to Applicants
IBOs must provide the most current version of the Policies and Procedures and the Financial Rewards Plan to individuals whom they are sponsoring to become IBOs
before the applicant signs an IBO Agreement or ensure that they have online access to these materials.

SALES REQUIREMENTS
5.5 – Product Sales
The Nuvi Global Financial Rewards Plan is based on the sale of Nuvi Global products and services to end consumers. IBOs must fulfill personal and Downline Organization retail sales requirements (as well as meet other responsibilities set forth in the Agreement) to be eligible for bonuses, commissions and advancement to higher levels of achievement. The following sales requirements must be satisfied for IBOs to be eligible for commissions: IBOs must satisfy the Personal Volume and Group Sales Volume requirements to fulfill the requirements associated with their rank as specified in the Nuvi Global Financial Rewards Plan. “Personal Sales Volume” includes purchases made by the IBO and purchases made by the IBO’s personal Customers. “Group Volume” shall include the total Sales Volume of all IBOs in his or her marketing organization but shall not include the IBO’s Personal Sales Volume.

5.6 – No Territory Restrictions
There are no exclusive territories granted to anyone.
5.7 – Sales Receipts
All IBOs must provide their retail customers with two copies of an official Nuvi Global sales receipt at the time of the sale. These receipts set forth the Customer Satisfaction Guarantee as well as any consumer protection rights afforded by federal or state law. IBOs must maintain all retail sales receipts for sales to their retail customers for a period of two years and furnish them to Nuvi Global at the Company’s request.
Records documenting the purchases of IBOs’ Direct and Preferred Customers will be maintained by Nuvi Global.

SECTION 6 – BONUSES AND COMMISSIONS
6.1 – Bonus and Commission Qualifications and Accrual
AN IBO must be active and in compliance with the Agreement to qualify for bonuses and commissions. So long as an IBO complies with the terms of the Agreement, Nuvi Global shall pay commissions to such IBO in accordance with the Marketing and Financial Rewards Plan. The minimum amount for which Nuvi Global will issue a commission is $20. If an IBO’s bonuses and commissions do not equal or exceed $20, the Company will accrue the commissions and bonuses until they total $20. Payment will be issued once $20 has been accrued. Notwithstanding the foregoing, all commissions owed an IBO, regardless of the amount accrued, will be paid
at the end of each fiscal year or upon the termination of an IBO’s business.

6.2 – Adjustment to Bonuses and Commissions
6.2.1 – Adjustments for Returned Products
IBOs receive bonuses, commissions, or overrides based on the actual sales of products to end consumers. When a product is returned to Nuvi Global for a refund
or is repurchased by the Company, any of the following may occur at the Company’s discretion: (1) the bonuses, commissions, or overrides attributable to the returned
or repurchased product(s) will be deducted from payments to the IBO and upline IBOs who received bonuses, commissions, or overrides on the sales of the refunded
product(s), in the month in which the refund is given, and continuing every pay period thereafter until the commission is recovered; (2) the IBO or upline IBOs who earned bonuses, commissions, or overrides based on the sale of the returned product(s) will have the corresponding points deducted from their Group Volume in the next
month and all subsequent months until it is completely recovered; or (3) the bonuses, commissions, or overrides attributable to the returned or repurchased product(s)
may be deducted from any refunds or credits to the IBO who received the bonuses, commissions, or overrides on the sales of the refunded product(s).

6.2.2 – Commission Payments
The Company pays commissions through a third-party company, which allows for deposit into direct bank account or debit card. Reports All information provided by Nuvi Global in downline activity reports, including but not limited to personal and group sales volume (or any part thereof), and downline sponsoring activity is believed to be accurate and reliable. Nevertheless, due to various factors including but not limited to the inherent possibility of human, digital, and mechanical error; the accuracy, completeness, and timeliness of orders; denial of credit card and electronic check payments; returned products; credit card and electronic check charge-backs; the information is not guaranteed by Nuvi Global or any persons creating or transmitting the information.

ALL PERSONAL AND GROUP SALES VOLUME INFORMATION IS PROVIDED “AS IS” WITHOUT WARRANTIES, EXPRESS OR IMPLIED, OR REPRESENTATIONS OF ANY KIND WHATSOEVER. IN PARTICULAR BUT WITHOUT LIMITATION THERE SHALL BE NO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE, OR NONINFRINGEMENT.

TO THE FULLEST EXTENT PERMISSIBLE UNDER APPLICABLE LAW, Nuvi Global AND/OR OTHER PERSONS CREATING OR TRANSMITTING THE INFORMATION WILL IN NO EVENT BE LIABLE TO ANY IBO OR ANYONE ELSE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL OR PUNITIVE DAMAGES THAT ARISE OUT OF THE USE OF OR ACCESS TO PERSONAL AND/OR GROUP SALES VOLUME INFORMATION (INCLUDING BUT
NOT LIMITED TO LOST PROFITS, BONUSES, OR COMMISSIONS, LOSS OF OPPORTUNITY, AND DAMAGES THAT MAY RESULT FROM INACCURACY, INCOMPLETENESS, INCONVENIENCE, DELAY, OR LOSS OF THE USE OF THE INFORMATION), EVEN IF Nuvi Global OR OTHER PERSONS CREATING OR TRANSMITTING THE INFORMATION SHALL HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. TO THE FULLEST EXTENT PERMITTED BY LAW, Nuvi Global OR OTHER PERSONS CREATING OR TRANSMITTING THE INFORMATION SHALL HAVE NO RESPONSIBILITY OR LIABILITY TO
YOU OR ANYONE ELSE UNDER ANY TORT, CONTRACT, NEGLIGENCE, STRICT LIABILITY, PRODUCTS LIABILITY OR OTHER THEORY WITH RESPECT TO ANY SUBJECT MATTER OF THIS AGREEMENT OR TERMS AND CONDITIONS RELATED THERETO.

Access to and use of Nuvi Global’s online and telephone reporting services and your reliance upon such information is at your own risk. All such information is provided to you “as is”. If you are dissatisfied with the accuracy or quality of the information, your sole and exclusive remedy is to discontinue use of and access to Nuvi Global’s online and telephone reporting services and your reliance upon the information.

SECTION 7 – PRODUCT GUARANTEES, RETURNS AND INVENTORY REPURCHASE
7.1 – Product Guarantee and Rescission
Nuvi Global offers a 100% thirty (30) day money-back satisfaction guarantee (less shipping charges) to all Preferred and Direct Customers, retail customers. Nuvi Global
offers its IBOs a money back guarantee on products returned within thirty (30) days from the date of sale, less a 10% restocking, shipping, and handling fees. Products
shipped directly to a Preferred or Direct Customer by the Company must be returned to the Company and the refund will be issued to the Customer by the Company.
Products delivered to a retail customer by an IBO must be returned to the selling IBO, and it shall be the responsibility of the IBO to issue the refund to his or her retail
customer. Every IBO is bound to honor the retail customer guarantee. If, for any reason, a retail customer is dissatisfied with any Nuvi Global product, the retail customer may return the unused portion of the product to the IBO from whom it was purchased, within thirty (30) days, for a replacement, exchange or a full refund of the purchase price (less shipping costs). This product satisfaction guarantee does not apply to products damaged by abuse or misuse, and shipping costs are not refundable.
If an IBO returns more than five shipments or $250 for a refund in any twelve (12) consecutive month period, the request will constitute the IBO’s voluntary termination of his/her IBO Agreement, and the refund will be processed as an inventory repurchase pursuant to Section 8.3, and the IBO’s Agreement will be terminated and his or her Nuvi Global business will be cancelled.

7.2 – Rescission
7.2.1 – Retail Customers
Federal and state law requires that provides that a retail customer who makes a purchase of $25.00 or more has three business days (five business days for Alaska
residents and 15 business days in North Dakota for Individuals age 65 and older) (excluding Sundays and legal holidays) after the sale or execution of a contract to
cancel the order and receive a full refund consistent with the cancellation notice on the order form or sales receipt. When an IBO makes a sale or takes an order from a retail customer who cancels or requests a refund within the three business day period, the IBO must promptly refund the customer’s money as long as the products are returned to the IBO in substantially as good condition as when received (five business days for Alaska residents).

7.2.2 – Direct and Preferred Customers
IBOs notify their Direct and Preferred Customers that they have three business days (5 business days for Alaska residents and fifteen (15) business days in North Dakota
for Individuals age 65 and older) within which to cancel their purchase and receive a full refund upon return of the products in substantially as good condition as when
they were delivered. IBOs should also notify their Direct Customers and Preferred Customers about these time limits at the time they enroll as a Direct Customer or
Preferred Customer and place their first order. Products shipped directly to a Preferred or Direct Customer by the Company must be returned to the Company and the refund will be issued to the Customer by The Company. Direct and Preferred Customers may contact the Company for a “call tag” that will provide return shipping back to the Company at no cost to the Customer.

7.2.3 – Informing Customers
IBOs MUST verbally inform their customers (retail, Direct, and Preferred) of this right of rescission, they MUST provide their retail customers with TWO copies of a retail receipt at the time of the sale and MUST point out this cancellation right stated on the receipt. If a Customer places an order online, the Company will provide the Customer with the receipt. IBOs must ensure that the date of the order or purchase is entered on the Retail Sales Receipt. All retail customers must be provided with two copies of an official Nuvi Global Retail Sales Receipt at the time of the sale. The back of the receipt provides the customer with written notice of his or her rights to cancel the sales  agreement.

7.3 – Return of Inventory and Sales Aids by IBOs Upon Termination
Upon termination of a IBO’s Agreement, the IBO may return Starter Kits, promotional items, and sales aids that he or she personally purchased from Nuvi Global (purchases from other IBOs or third parties are not subject to refund) that are in Resalable (see Definition of “Resalable” below) condition and which have been purchased within one year prior to the date of termination. Upon receipt of a Resalable Starter Kit and/or Resalable promotional items and sales aids, the IBO will be reimbursed 90% of the net cost of the original purchase price(s). Neither shipping and handling charges incurred by an IBO when the Starter Kit, promotional items or sales aids were purchased, nor return shipping fees, will be refunded. If the purchases were made through a credit card, the refund will be credited back to the same account. If an IBO was paid a commission, rebate, or any other form of compensation based on a promotional item(s) that he or she purchased, and such promotional item (s) is/are subsequently returned for a refund, the commission, rebate, or any other form of compensation that was paid based on that promotional items purchase will be deducted from the amount of the refund.
Promotional items and Sales aids shall be deemed “Resalable” if each of the following elements is satisfied: (1) they are unopened and unused; (2) packaging and labeling
has not been altered or damaged; (3) they are in a condition such that it is a commercially reasonable practice within the trade to sell the merchandise at full price;
and (4) they are returned to Nuvi Global within one year from the date of purchase. Any merchandise that is clearly identified at the time of sale as nonreturnable,
discontinued, or as a seasonal item, shall not be resalable.

7.4 – Procedures for All Returns
The following procedures apply to all returns for refund, repurchase, or exchange:

• All merchandise must be returned by the IBO or customer who purchased it directly from Nuvi Global.
  The return is accompanied by:
• A signed statement from the retail customer identifying the reason for the return; A copy of the original retail sales receipt; and
• The name, address and telephone number of the retail customer
• The unused portion of the product in its original container.
• Proper shipping carton(s) and packing materials are to be used in packaging the product(s) being returned for replacement, and the best and most economical means of shipping is suggested. All returns must be shipped to Nuvi Global shipping pre-paid. Nuvi Global does not accept shipping-collect packages. The risk of loss in shipping for returned product shall be on the IBO. If returned product is not received by the Company’s Distribution Center, it is the responsibility of the IBO to trace the shipment.
• If an IBO is returning merchandise to Nuvi Global that was returned to him or her by a personal retail customer, the product must be received by Nuvi Global within ten (10) days from the date on which the retail customer returned the merchandise to the IBO, and must be accompanied by the sales receipt the IBO gave to the customer at the time of the sale.

No refund or replacement of product will be made if the conditions of these rules are not met.

7.5 – Refused Shipments
If an IBOs refuses delivery on any order he or she has placed with the Company and such product is subsequently returned to Company, Company shall have the right to
place that IBO on suspension pending resolution of the refusal of delivery. Neither an IBO nor a consumer shall refuse any shipment from Company unless prior approval of the Company has been obtained.

SECTION 8 – DISPUTE RESOLUTION AND DISCIPLINARY PROCEEDINGS
8.1 – Disciplinary Sanctions
Violation of the Agreement, these Policies and Procedures, violation of any common law duty, including but not limited to any applicable duty of loyalty, any illegal,
fraudulent, deceptive or unethical business conduct, or any act or omission by an IBO that, in the sole discretion of the Company may damage its reputation or goodwill
(such damaging act or omission need not be related to the IBO’s Nuvi Global business ), may result, at Nuvi Global ‘s discretion, in one or more of the following corrective
measures:

• Issuance of a written warning or admonition;
• Requiring the IBO to take immediate corrective measures;
• Imposition of a fine, which may be withheld from bonus and commission checks;
• Loss of rights to one or more bonus and commission checks;
• Nuvi Global may withhold from an IBO all or part of the IBO’s bonuses and commissions during the period that Nuvi Global is investigating any conduct allegedly violative of the Agreement. If a IBO’s business is canceled for disciplinary reasons, the IBO will not be entitled to recover any commissions withheld during the investigation period;
• Suspension of the individual’s IBO Agreement for one or more pay periods;
• Permanent or temporary loss of, or reduction in, the current and/or lifetime rank of an IBO (which may subsequently be re-earned by the IBO);
• Transfer or removal of some or all of a IBO’s downline IBOs from the offending IBO’s downline organization.
• Involuntary termination of the offender’s IBO Agreement;
• Suspension and/or termination of the offending IBO’s Nuvi Global website or website access;
• Any other measure expressly allowed within any provision of the Agreement or which Nuvi Global deems practicable to implement and appropriate to equitably resolve injuries caused partially or exclusively by the IBO’s policy violation or contractual breach;
• In situations deemed appropriate by Nuvi Global, the Company may institute legal proceedings for monetary and/or equitable relief.

8.2 – Grievances and Complaints
When an IBO has a grievance or complaint with another IBO regarding any practice or conduct in relationship to their respective Nuvi Global businesses, the complaining IBO should first report the problem to his or her Sponsor who should review the matter and try to resolve it with the other party’s upline sponsor. If the matter involves interpretation or violation of Company policy, it must be reported in writing to the IBO Services Department at the Company. The IBO Services Department will review the facts and attempt to resolve it.

8.3 – Mediation
Prior to instituting an arbitration, the parties shall meet in good faith and attempt to resolve any dispute arising from or relating to the Agreement through non-binding
mediation. One individual who is mutually acceptable to the parties shall be appointed as mediator. The mediation shall occur within sixty (60) days from the date on which the mediator is appointed. The mediator’s fees and costs, as well as the costs of holding and conducting the mediation, shall be divided equally between the parties.
Each party shall pay its portion of the anticipated shared fees and costs at least ten (10) days in advance of the mediation. Each party shall pay its own attorneys’
fees, costs, and individual expenses associated with conducting and attending the mediation. Mediation shall be held in the City of Rancho Cucamonga, California, and
shall last no more than two business days.

8.4 – Arbitration
If mediation is unsuccessful, any controversy or claim arising out of or relating to the Agreement, or the breach thereof, shall be settled by arbitration. The Parties waive
all rights to trial by jury or to any court. The arbitration shall be filed with, and administered by, the American Arbitration Association (“AAA”) or JAMS Endispute
(“JAMS”) under their respective rules and procedures. The Commercial Arbitration Rules and Mediation Procedures of the AAA are available on the AAA’s website at www.adr. org. The Streamlined Arbitration Rules & Procedures are available on the JAMS website at www.jamsadr.com. Copies of AAA’s Commercial Arbitration Rules and Mediation Procedures or JAM’s Streamlined Arbitration Rules & Procedures will also be emailed to IBOs upon request to Nuvi Global’s Legal Department. Not withstanding the rules of the  AAA or JAMS, the following shall apply to all Arbitration actions:

• The Federal Rules of Evidence shall apply in all cases;
• The Parties shall be entitled to all discovery rights permitted by the Federal Rules of Civil Procedure;
• The Parties shall be entitled to bring motions under Rules 12 and/or 56 of the Federal Rules of Civil Procedure;
• The arbitration shall occur within one hundred eighty (180) days from the date on which the arbitrator is appointed, and shall last no more than five business days;
• The Parties shall be allotted equal time to present their respective cases, including cross-examinations.

All arbitration proceedings shall be held in Rancho Cucamonga, California. There shall be one arbitrator selected from the panel that the Alternate Dispute Resolution service provides. Each party to the arbitration shall be responsible for its own costs and expenses of arbitration, including legal and filing fees. The arbitration shall occur within one hundred eighty (180) days from the date on which the arbitration is filed and shall last no more than five business days. The parties shall be allotted equal time to present their respective cases. The decision of the arbitrator shall be final and binding on the parties and may if necessary, be reduced to a judgment in any court of competent jurisdiction. This agreement to arbitrate shall survive the cancellation or termination of the Agreement.
The parties and the arbitrator shall maintain the confidentiality of the entire arbitration process and shall not disclose to any person not directly involved in the arbitration process:

• The substance of, or basis for, the controversy, dispute, or claim;
• The content of any testimony or other evidence presented at an arbitration hearing or obtained through discovery in arbitration;
• The terms or amount of any arbitration award;
• The rulings of the arbitrator on the procedural and/or substantive issues involved in the case.

Not withstanding the foregoing, nothing in these Policies and Procedures shall prevent either party from applying to and obtaining from any court having jurisdiction a writ of attachment, a temporary injunction, preliminary injunction, permanent injunction or other relief available to safeguard and protect its intellectual property rights, and/or to enforce its rights under the non-solicitation provision of the Agreement.

8.5 – Governing Law, Jurisdiction, and Venue
Jurisdiction and venue of any matter not subject to arbitration shall reside exclusively in the county and state in which the IBO resided at the time at which the alleged cause or causes of action first arose. The Federal Arbitration Act shall govern all matters relating to arbitration. The law of the state in which the IBO resided at the time at which the alleged cause or causes of action first arose shall govern all other matters relating to or arising from the Agreement.

8.5.1 – Louisiana Residents
Notwithstanding the foregoing, and the arbitration provision in Section 9.4, residents of the State of Louisiana shall be entitled to bring an action against Nuvi Global in their home forum and pursuant to Louisiana law.

SECTION 9 – PAYMENTS
9.1 – Sales Taxes
Nuvi Global is required to charge sales taxes on all purchases made by IBOs and Customers, and remit the taxes charged to the respective states. Accordingly, Nuvi
Global will collect and remit sales taxes on behalf of IBOs, based on the suggested retail price of the products, according to applicable tax rates in the state or province to
which the shipment is destined. If an IBO has submitted, and Nuvi Global has accepted, a current Sales Tax Exemption Certificate and Sales Tax Registration License, sales taxes will not be added to the invoice and the responsibility of collecting and remitting sales taxes to the appropriate authorities shall be on the IBO (unless the state in question does not accept a Sales Tax Exemption Certificate and Sales Tax Registration License from a direct selling independent contractor). Exemption from the payment of sales tax is applicable only to orders which are shipped to a state for which the proper tax exemption papers have been filed and accepted. Applicable sales taxes will be charged on orders that are drop-shipped to another state. Any sales tax exemption accepted by Nuvi Global is not retroactive.

SECTION 10 – INACTIVITY, RECLASSIFICATION, AND TERMINATION

10.1 – Effect of Termination
So long as an IBO remains active and complies with the terms of the IBO Agreement and these Policies and Procedures, Nuvi Global shall pay commissions to such IBO
in accordance with the Financial Rewards Plan. A IBO’s bonuses and commissions constitute the entire consideration for the IBO’s efforts in generating sales and all
activities related to generating sales (including building a downline organization).
Following a IBO’s non-renewal of his or her IBO Agreement, termination for inactivity, or voluntary or involuntary termination of his or her IBO Agreement (all of these
methods are collectively referred to as “termination”), the former IBO shall have no right, title, claim or interest to the marketing organization which he or she operated,
or any commission or bonus from the sales generated by the organization. AN IBO whose business is cancelled will lose all rights as a IBO. This includes the right to sell
Nuvi Global products and the right to receive future commissions, bonuses, or other income resulting from the sales and other activities of the IBO’s former downline sales organization. In the event of termination, IBOs agree to waive all rights they may have, including but not limited to property rights, to their former downline organization and to any bonuses, commissions or other remuneration derived from the sales and other activities of his or her former downline organization.
Following an IBO’s termination of his or her IBO Agreement, the former IBO shall not hold himself or herself out as a Nuvi Global IBO and shall not have the right to sell  Nuvi Global products. AN IBO whose business is canceled shall receive commissions and bonuses only for the last full pay period he or she was active prior to termination (less any amounts withheld during an investigation preceding an involuntary termination).

10.2 – Termination Due to Inactivity
10.2.1 – Failure to Meet PV Quota
If an IBO fails to personally generate at least 39 PV for six consecutive months, his or her IBO Agreement shall be reclassified as a Retail Customer.

10.2.2 – Reclassification Following Termination Due to Inactivity
If an IBO is cancelled for inactivity, his or her IBO Agreement will be terminated. If he or she is on the Company’s autoship program, the autoship agreement shall remain in force with IBO Pricing. If the former IBO was not on autoship, he or she will be entitled to continue purchasing products directly from the company at the Customer retail price.

10.3 – Involuntary Termination
An IBO’s violation of any of the terms of the Agreement, including any amendments that may be made by Nuvi Global in its sole discretion, may result in any of the
sanctions listed in Section 8.1, including the involuntary termination of his or her IBO Agreement. Termination shall be effective on the date on which written notice is mailed, emailed, faxed, or delivered to an express courier, to the IBO’s last known address, email address, or fax number, or to his/her attorney, or when the IBO receives actual notice of termination, whichever occurs first. Nuvi Global reserves the right to terminate all IBO Agreements upon thirty (30) days written notice in the event that it elects to: (1) cease business operations; (2) dissolve as a corporate entity; or (3) terminate distribution of its products via direct selling.

10.4 – Voluntary Termination
A participant in this network marketing plan has a right to cancel at any time, regardless of reason. Termination must be submitted in writing to the Company at its
principal business address. The written notice must include the IBO’s signature, printed name, address, and IBO I.D. Number. If an IBO is also on the Autoship program, the IBO’s Autoship order shall continue unless the IBO also specifically requests that his or her Autoship Agreement also be canceled.

10.5 – Non-renewal
AN IBO may also voluntarily cancel his or her IBO Agreement by failing to renew the Agreement on its anniversary date or by failing to pay his/her annual renewal fee. The Company may also elect not to renew a IBO’s Agreement upon its anniversary date.

SECTION 11 – DEFINITIONS

Active Customer — A Preferred or Retail Customer who purchases Nuvi Global products during a particular month.

Active IBO — AN IBO who satisfies the minimum Personal Sales Volume requirements, as set forth in the Nuvi Global Policies and Procedures.

Affiliated Party – A shareholder, member, partner, manager, trustee, or other parties with any ownership interest in, or management responsibilities for, a Business Entity.

Agreement – The contract between the Company and each IBO includes the IBO Application and Agreement Terms and Conditions, the Nuvi Global Policies and
Procedures, the Nuvi Global Financial Rewards Plan, and the Business Entity Addendum (where appropriate), all in their current form and as amended by Nuvi Global in its sole discretion. These documents are collectively referred to as the “Agreement.”

Cancel — the termination of an IBO’s business. Termination may be either voluntary, involuntary, through non-renewal or inactivity. Downline — Your downline (or downline organization) consists of the IBOs you personally enroll or sponsor (your first level IBOs), the IBOs that first level IBOs enroll or sponsor, as well as the IBOs that are subsequently enrolled or sponsored beneath them.

Downline Leg — Each one of the individuals personally enrolled immediately  underneath you and their respective marketing organizations represents one “leg” in
your marketing organization.

Enroll — The act of introducing a prospective IBO to Nuvi Global and assisting them to execute an IBO Application and Agreement and thereby become a Nuvi Global IBO. (Also see the definition of “Sponsor.”) These activities are called “enrolling.”

Group Volume — The commissionable value of the products purchased by the Customers and IBOs in the downline of a particular IBO.

Immediate Household — Spouses, heads-of-household, and dependent family members residing in the same residence.

Level — The layers of downline Customers and IBOs in a particular IBO’s downline. This term refers to the relationship of an IBO relative to a particular upline IBO, determined by the number of IBOs between them who are related by sponsorship. For example, if A enrolls B, who enrolls C, who enrolls D, who enrolls E, then E is on A’s fourth level.

Official Nuvi Global Material — Literature, audio or video tapes, websites, and other materials developed, printed, published and/or distributed by Nuvi Global to IBOs.

Paid as Rank — The term “paid as rank” refers to the current rank of a IBO, as determined by the Nuvi Global Financial Rewards Plan, for a particular pay period. To
be considered “paid as” relative to a particular rank, an IBO must meet the criteria set forth in the Nuvi Global Financial Rewards Plan for his or her respective rank. (See the definition of “Rank” below.)

Personal Production — Moving Nuvi Global products or services to an end consumer for actual use.

Personal Volume — The commissionable value of products purchased by: (1) the IBO; and (2) the IBO’s personally-enrolled Preferred Customers.

Rank — The “title” that an IBO holds pursuant to the Nuvi Global Financial Rewards Plan. “Title Rank” refers to the highest rank an IBO has achieved in the Nuvi Global
Financial Rewards Plan at any time. “Paid As” rank refers to the rank at which an IBO is qualified to earn commissions and bonuses during the current pay period.

Recruit — For purposes of Nuvi Global’s Conflict of Interest Policy (Section 4.11), the term “Recruit” means the actual or attempted sponsorship, solicitation, enrollment, encouragement, or effort to influence in any other way, either directly, indirectly, or through a third party, another Nuvi Global IBO or Customer to enroll or participate in another multilevel marketing, network marketing or direct sales opportunity.

Replicated Website – A website provided by Nuvi Global to IBOs which utilizes website templates developed by Nuvi Global.

Resalable — Promotional Items and Sales aids shall be deemed “resalable” if each of
the following elements is satisfied:

(1) they are unopened and unused;
(2) packaging and labeling has not been altered or damaged;
(3) they are in a condition such that it is a commercially reasonable practice within the
trade to sell the merchandise at full price;
(4) it is returned to Nuvi Global within one year from the date of purchase.

Products shall be deemed “resalable” if each of the following elements is satisfied:

(1) they are unopened and unused;
(2) packaging and labeling has not been altered or damaged;
(3) they are in a condition such that it is a commercially reasonable practice within the
trade to sell the merchandise at full price;
(4) it is returned to Nuvi Global within 30 days from the date of purchase.

Any merchandise that is clearly identified at the time of sale as nonreturnable, discontinued, or as a seasonal item, shall not be resalable.

Retail Customer — An individual who purchases Nuvi Global products from or through an IBO but who is not a participant in the Nuvi Global compensation.

Retail Sales – Sales to a Retail Customer.

Social Media – Any type of online media that invites, expedites or permits conversation, comment, rating, and/or user generated content, as opposed to traditional media, which delivers content but does not allow readers/viewers/listeners to participate in the creation or development of content, or the comment or response to content. Examples of Social Media include, but are not limited to, blogs, chat rooms, Facebook, Instagram, MySpace, Twitter, LinkedIn, Delicious, and YouTube.

Sponsor — An IBO who enrolls a Customer or another IBO into the Company and is listed as the Sponsor on the IBO Application and Agreement. The
act of enrolling others and training them to become IBOs is called “sponsoring.”

Starter Kit — A selection of Nuvi Global training materials and business support literature, and IBO replicated website that each new IBO is required to purchase.

Upline — This term refers to the IBO or IBOs above a particular IBO in a sponsorship line up to the Company. Conversely stated, it is the line of sponsors that links any
particular IBO to the Company.